The Guide compares plans for insurance value in dealing with unforeseen medical expenses, not just for the routine costs you can predict. Its ratings of plan costs take into account premiums, catastrophic limits, and estimates of likely out-of-pocket costs for medical expenses of every kind. It rates all of over 250 health insurance plans available to Federal employees and retirees, including twenty national plans, over 200 health maintenance organization (HMO) and preferred provider (PPO) local area options, and over a dozen consumer-driven and high deductible plan options. It tells you how much money you can save by changing - or by staying in - your health insurance plan, and summarizes thousands of facts about the plans to simplify your choice.Īt the Guide's website, you can check to see if your agency has purchased access to the Guide for you. The Guide gives you vital insurance information that you cannot get from any other source.
The CHECKBOOK's Guide shows that most families can save $2,000 or more by selecting better plan choices.įrancis is the principal author of both online and print versions of Consumers' CHECKBOOK's Guide to Health Plans for Federal Employees.
Novemon ForYourBenefit, our hosts Bob Leins, CPA®, and Tammy Flanagan, Senior Benefits Director NITP, welcome insurance expert and author Walton Francis to talk about FEHBP Open Season.
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